Backgrounds Online's Knowledge Bank

The final disclosure that an applicant is not eligible for a position is a sensitive issue, but it doesn’t have to be a difficult one.

According to the Fair Credit Reporting Act (FCRA), once a job offer has been rescinded or an employer has simply decided not to hire an applicant, they must finalize everything by sending the adverse action letter.

The adverse action letter can only be sent to the applicant after the pre-adverse action letter and copy of the report have been sent and a reasonable time has passed for the applicant to dispute the findings of the report.

Aside from letting the applicant know that employment will not be offered, the adverse action letter must include that the applicant gave permission for the check to be run as well as Backgrounds Online’s address and phone number.