Background Screening Products

Running a check of your applicant’s credit history factors well into any pre-employment screening for a position in which the applicant will be handling money, processing financial transactions such as bank deposits or working with clients’ assets.

Examples of positions typically necessitating a credit report check include:

• Bank tellers
• Financial advisors
• Sales executives
• Inventory managers
• Mid to upper level management positions

In addition to providing you with a copy of your applicant’s credit report, bankruptcies and civil judgments will also be reported.

An examination of your applicant’s credit history can give you insight into whether they are responsible enough to manage the financial and material resources of your company, your business partners and customers.

To avoid potential legal issues, Backgrounds Online recommends that information returned on a credit report be utilized in tandem with other background reports such as employment verifications and personal references to generate a well-rounded assessment of the applicant.

A credit report cannot legally be the sole determinant of an individual’s eligibility for employment. An employer engaging in such hiring practice may find themselves in violation of state and federal law as well as inviting a lawsuit from a rejected applicant.

For security and legal purposes, Backgrounds Online requires all clients to undergo a special application process before access is allowed to the credit report screening option.

Please contact a Backgrounds Online service representative at 1-800-838-4804 for more information on how you can qualify for credit report access today