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Bank of America Class Action Dismissed

The class action lawsuit that alleged Bank of America violated the Fair Credit Reporting Act (FCRA) by obtaining illegal background checks on applicants has been dismissed. Judge Consuelo B. Marshall found that the applicants had in fact signed a “clear and conspicuous” form authorizing Bank of America to run a consumer report on them.

Plaintiffs claimed that once an electronic consent form outlining Bank of America’s policies was signed, the company would automatically run a background check whether or not the criminal background authorization document was actually signed; however, no evidence was brought forth to prove the background checks were performed before the proper documentation was received.